LITERASI KEUANGAN, PENGETAHUAN KEUANGAN, KEPRIBADIAN TERKAIT KEUANGAN DAN GAJI TERHADAP KEPUASAN KEUANGAN YANG MELALUI PERILAKU MANAJEMEN KEUANGAN

Belinda Charity  Wulandari; Rika  Rahayu

Belinda Charity Wulandari Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya
Rika Rahayu Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Keywords: financial literacy, financial knowledge, personality, and financial management behavior

Abstract

This study aims to analyze the effect of financial literacy, financial knowledge and salary on financial satisfaction mediated by financial management behavior on employees at PT X. This type of research uses a quantitative approach with 73 respondents who are workers at PT X. Sampling using purposive sampling technique. The conclusion of this study is the relationship that is accepted in the direct effect condition, namely financial literacy on financial management behavior, financial knowledge on financial management behavior, salary on financial management behavior. While what is not accepted is the relationship between financial knowledge and financial satisfaction. The results of the indirect effect of financial literacy have a significant effect on financial satisfaction, financial literacy mediated by financial management behavior has a significant effect on financial satisfaction, financial knowledge mediated by financial management behavior has an effect on financial satisfaction, salary mediated by financial management behavior has an effect on financial satisfaction.