PENGARUH LITERASI KEUANGAN, GAYA HIDUP, DAN FINANCIAL TECHNOLOGY TERHADAP PERILAKU KEUANGAN MAHASISWA MANAJEMEN STIESIA SURABAYA

Sasha Aulia Puji  Sharaswati; Rika  Rahayu

Sasha Aulia Puji Sharaswati Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya
Rika Rahayu Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Keywords: financial literacy, lifestyle, financial technology, and financial behavior

Abstract

This research examines and analyzes the effect of financial literacy, lifestyle, and financial technology on students’ financial behavior majoring in Management, STIESIA Surabaya. The research applies quantitatively. Furthermore, the population consists of students majoring in Management, STIESIA Surabaya batch 2021 and 2022. The data were primary, which were taken from respondents’ questionnaires. Moreover, the data collection technique used purposive sampling with 215 respondents as the sample. The data analysis technique used multiple linear regression. The result indicates that financial literacy have a positive and significant effect on the students’ financial behavior majoring in Management, STIESIA Surabaya. Additionally, lifestyle has a positive and significant effect on the students’ financial behavior majoring in Management, STIESIA Surabaya. On the other hand, financial technology has an insignificant impact on the financial behavior of students’ financial behavior majoring in Management, STIESIA Surabaya.