ANALISIS PENGARUH FINANCIAL LENDING, KONDISI EKONOMI, DAN LIKUIDITAS PINJAMAN TERHADAP KINERJA FINANCIAL TECHNOLOGY PADA PEER TO PEER LENDING

Abstract

This research aims to determine the effect of financial lending, economic condition, and loan liquidity on the performance of financial technology peer-to-peer lending. The research applies quantitatively. Furthermore, the data collection technique used saturated sample, i.n., research that uses all members of the population to determine the sample to be tested and obtained time series data in the form of statistical fintech lending monthly in May 2021 until August 2024. Moreover, the data analysis technique used multiple linear regression. Based on the test Renault, it shows that financial lending had a significant effect on the performance of financial technology peer-to-peer lending.. Likewise, economy condition has a significant effect on the performance of financial technology peer-to-peer lending. On the other hand, loan liquidity has an insignificant effect on the performance of financial technology peer-to-peer lending.