PENGARUH DANA PIHAK KETIGA, NPL, DAN CAR TERHADAP JUMLAH PENYALURAN KREDIT PERBANKAN (Studi Kasus Pada Bank Persero di Indonesia Periode 2015-2019)

Abstract

This research company is one of institutions which has important roles in the funding sector of a certain country. The credit transfer which is done by banks have important roles for the country’s economic growth. The continuity of the credit transfer gives positive impact to the economic growth. This study aims to find out the impacts of the third funding party (DPK), the non perfoarming loan (NPL) and the capital adequacy ratio (CAR) toward the amount of the credit tramsfer in Indonesia’s incorporated banks during 2015-2019. This study applies secondary data which are the financial reports in Indonesia’s Stock Exchange. The samples are collected by the saturation sampling which all the members of the population are applied as the samples. The data analysis of this study is the test shows that formed models of this study are applicable, so this study can be done. By applying the t test, it indicates the third funding party (DPK) gives significant impacts to the amount of the credit transfer, while the non perfoarming loan (NPL) and the capital adequacy ratio (CAR) gives insignificant impacts to the amount of the credit transfer.
Keywords: third funding party (DPK), non perfoarming loan (NPL), capital adequacy ratio (CAR), amount of the credit transfer