PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, DAN LIKUIDITAS TERHADAP PROFITABILAS

Abstract

This research is meant to find out the influence of capital adequacy ratio, non performing loan, and liquidity to the profitability of banking companies which are listed in Indonesia Stock Exchange.The population is all banking companies which are listed in Indonesia Stock Exchange in 2011-2015 periods. The sample selection has been carried out by using purposive sampling method in which thecompany sample selection has been carried out based on certain criteria. Based on the sample collection method on banking companies which are listed in Indonesia Stock Exchange in 2011-2015 periods has obtained 11 banking companies as research samples. The data is the secondary data which has been obtained from the audited financial statement of banking companies which are listed Indonesia Stock Exchange. The classic assumption test, correlation test, determination test, Goodness of Fit test and t test with the instrument of statistic test of SPSS 22 version has been carried out thenit is continued by analysis technique which has been carried out by using multiple linear regressions after.The result of the research also shows that partially capital adequacy ratio has positive influence to the profitability. non-performing loan has negative influence to the profitability whereas liquidity does not have any influence to the profitability.

Keywords: capital adequacy ratio, non performing loan, liquidity and profitability.