PENGARUH NON PERFORMING LOAN, CAPITAL AADEQUACY RATIO, DAN KEPEMILIKAN MANAJERIAL TERHADAP PROFITABILITAS (pada perusahaan sector perbankan yang terdaftar di Bursa Efek Indonesia)

Abstract

This research aimed to examine and analyze the effect of non-performing loan, capital adequacy ratio, and managerial ownership on the profitability of banking sector which was listed on Indonesia Stock Exchange 2016-2018. While, profitability was referred to return on asset (ROA). Moreover, the research was quantitative, furthermore, the data collection technique used purposive sampling in which the sample was based on criteria given. In line with, there were 10 banking companies which were listed on Indonesia Stock Exchange. The data analysis technique used multiple linear regression, classical assumption test, f test, ttest with SPSS 22. In addition, the research result concluded non-performing loan had insignificant effect on the profitability of bangking sector which was listed on Indonesia Stock Exchange 2016-2018. On the order hand, capital adequacy ratio had significant effect on the profitability of banking sector which was listed on Indonesia Stock Exchange 2016-2018. Similar to non-performing loan, managerial ownership had significant effect on the profitability of banking sector which was listed on Indonesia Stock Exchange 2016-2018.
Keywords: Non-performing loan, capital Adequacy Ratio, Managerial Ownership, Return On Asset.