PENGARUH HEDONISME, LITERASI KEUANGAN, DAN GAJI TERHADAP PENGELOLAAN KEUANGAN KARYAWAN MILENIAL DI KOTA SURABAYA

Abstract

This study aims to examine and analyze the effect of a hedonistic lifestyle, financial literacy, and salary on the financial management of millennial employees.This type of research is quantitative research. This study uses primary data obtained from the results of distributing questionnaires. Respondents who gave their perceptions were 70 people consisting of millennial employees in the city of Surabaya with an age range of 20 years to 44 years. The sample obtained in the process uses a multiple linear regression analysis model.The results of the study show that the hedonistic lifestyle influences financial management, the higher the hedonistic lifestyle, the more it spurs a person to improve financial management behavior for the better so that the individual can still fulfill all his desires. Financial literacy has a positive effect on financial management. It can be interpreted, the higher the level of understanding of someone with financial literacy, the wiser they can make decisions in managing finances. Salary has a positive effect on financial management. This shows that the greater the salary earned can be a factor that triggers a person to be more responsible in managing finances to achieve his goals.