PENGARUH NPL, CAR, BOPO DAN LDR TERHADAP PROFITABILITAS PADA PERUSAHAAN PERBANKAN

Abstract

Profitability is important for every company including the bank because it can influenced the customer's trust on the investment made. Profitability can be used as an evaluation of management performance on the effectiveness of bank management. To assess the performance of management on the effectiveness of the bank management that use financial ratio analysis such as NPL, CAR, BOPO and LDR. The purpose of this research is to know the influence of NPL, CAR, BOPO and LDR on Profitability. Population in research using banking company at the Indonesia Stock Exchange with sampling technique by using purposive sampling to get 5 companies. The analysis technique that been used is multiple regression analysis. The results of tests that have been done show the variables NPL, CAR, BOPO and LDR together influenced the profitability. The conditions indicates that the research model is worth continuing in the next analysis. This result is reinforced by the correlation coefficient of 68.7% indicates the relationship between the model that used in the research on profitability is close. Partial test results show that CAR, and BOPO have a significant influence on profitability. While the LDR and NPL variables showed no significant influence on the profitability.
Keywords: NPL, CAR, BOPO, LDR and profitability.