PENGARUH KOMPONEN RISK-BASED BANK RATING TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA

Abstract

This research aimed to examine the effect of risk-based bank rating on the profitability of syariah bank in Indonesia 2013-2016. The risk-based bank rating is an assessment of, in the reseacrh, syariah financing which based on the risk. While, the variables namely risk, good corporate governance, earning, and capitalizing. The data collection technique used purposive sampling, in which the sample was collected based on criteria given. In line with, there were six companies as sample with 96 observations. Furthermore, the data analysis technique used multiple linier regression and interaction test of moderated regression analysis with IBM SPSS 23. Based on the hypothesis test, it concluded risk which was referred to Non Performing Financing had negative effect on the Return on Asset. Meanwhile, Good Corporate Governance, and Capitalizing which was refferred to capital adequecy ratio did not affect the Return on Asset. On the other hand, Financing to Deposit Ratio had positive effect on the Return on Asset.
Keywords : Profitability, Risk, Good Corporate Governance, Capitalizing.