FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN LABA PADA PERUSAHAAN PERBANKAN

Abstract

One indicator that shows the success of a company's performance is the achievement of maximum profit levels. Companies that experience profit growth indicate that the company has good performance. This study aims to determine the effect of Return On Assets (ROA), Non Performing Loans (NPL) and Operational Income Operating Costs (BOPO) on profit growth. This type of research is quantitative research. The research sample was taken using a purposive sampling method based on predetermined criteria. There were 8 banking financial services companies that met the criteria and were selected as research samples. The data taken is quarterly financial report data for the 2021 period issued by the Financial Services Authority (OJK) and the Indonesia Stock Exchange (IDX). The data analysis technique uses multiple linear regression with the help of the SPSS version 18 program. The results of the study show that partially ROA has no effect on profit growth, NPL has a negative effect on profit growth, and BOPO has no effect on profit growth in financial services companies listed on the Indonesia Stock Exchange during the 2021 period.