PENGARUH RISIKO, PROFITABILITAS, KEBIJAKAN DIVIDEN, UKURAN, DAN LIKUIDITAS BANK TERHADAP CAPITAL BUFFER

Abstract

This research is meant to examine the influence of risk, profitability, dividend policy, bank size, and bank
liquidity the capital buffer rates of commercial conventional banks which are listed in Indonesia Stock Exchange
(IDX). The samples have been obtained by using purposive sampling method with certain criteria and 19
commercial conventional banks which are listed in Indonesia Stock Exchange in 2012-2015 periods have been
selected as samples. The data analysis techniques has been done by using multiple regression analysis and the
dependent variable is capital buffer and the independent variables are Non Performing Loan (NPL), Return on
Equity (ROE), Dividen Payout Ratio (DPR), Bank Size, and Loan to Deposit Ratio (LDR) by using SPSS. The
result of the research indicate that partial Return on Equity (ROE) give negative influence to the Capital Buffer
with its regression -0.162. Meanwhile, Non Performing Loan (NPL), Dividend Payout Ratio (DPR), Bank Size,
and Loan to Deposit Ratio (LDR) does not give any influence to the Capital Buffer.
Keywords: Capital buffer, NPL, ROE, DPR, bank size, LDR