PENGARUH INFLASI, SUKU BUNGA, LIKUIDITAS, DAN BAGI HASIL TERHADAP DEPOSITO MUDHARABAH

Abstract

The research is aimed to find out the influence of liquidity level, interests rate, profit sharing rate and inflation rate to the the amount of mudharabah deposits. Quantitative data is used in this research. The population is all Sharia bank which are listed in Bank Indonesia in 2012-2016 periods. The object of the research is the annual financial report of Sharia bank which are listed in Bank Indonesia in 2012-2016 periods. The sample collection technique has been carried out by using purposive sampling and based on the predetermined criteria, 55 samples of annual financial report of Sharia Commercial Bank in 2012-2016 periods. The multiple linear regressions analysis and the SPSS application has been applied in this research. The multiple linear regressions analysis has been carried out by performing significance test of the influence of liquidity level, interests rate, profit sharing rate, inflation rate to the amount of mudharabah deposit. The result of the research shows that: (1) Finance to Deposit Ratio gives negative influence to the amount of mudharabah deposit; (2) Interests rate gives negative influence to the amount of mudharabah deposit; (3) profit sharing rate gives positive influence to the amount of mudharabah deposit; (4) inflation rate does not give any influence to the amount of mudharabah deposit.
Keywords: The amount of mudharabah deposit, finance To Deposit Ratio, interests rate, profit sharing rate, inflation rate